FAQ

Frequently Asked Questions

What does Treatment Lenders offer its applicants?

Our goal at Treatment Lenders is to help applicants in obtaining financing for most healthcare procedures, including behavioral health, cosmetic, dental, and just about any other healthcare procedure.

How does Treatment Lenders work?

Once your application is submitted, we will find a lender that will best suit your needs in order to get the best terms for your loan. It is possible to receive an approval in just seconds. But, our goal is to give your financing options within one business day, or sooner if possible.
Once your is approved, you may be contacted to discuss the terms and conditions of your loan. Once you accept the terms and provide any items needed, Treatment Lenders will either disburse the funds to you or directly, or to your healthcare provider depending on which lender you get approved from. If for some reason your application is denied, you can resubmit your application with a qualified co-signer (co-applicant).

How long does it take for a response on my application?

Often, you will receive a decision within seconds. Some lenders may take longer but you will always get a response by the next business day.

Can I add a co-signer (co-applicant)?

In some instances applicants may have to add a co-signer or “co-applicant” in order to receive an approval. If your credit is less than average or poor, it is recommended that you apply with a co-signer.

Would my requested amount affect my chances of getting approved?

Your requested loan amount will not affect your status of being approved. If we are unable to secure the full requested loan amount, we will notify you of the maximum amount that can be financed.

Would my requested amount affect my chances of getting approved?

Your requested loan amount will not affect your chances of being approved. If we are unable to secure the full requested amount, we will inform you of the maximum amount that can be financed.

Does my doctor have to work through Treatment Lenders?

Many of Treatment Lenders financing programs require your doctor’s participation. If your doctor or treatment center is needed, we will notify you and contact your doctor/treatment center to complete the process.

What if my provider (doctor) is not in your network when I apply?

If your doctor or treatment center in not enrolled in our network, we will notify you and contact them to be enrolled.

How does my provider get paid?

Treatment Lenders will disburse funds directly into the provider of the services account. The patient also can receive funds and provide to the payment to the doctor/treatment center.

What is credit history?

Credit history is simply that, the history of your personal credit. Items like credit cards, auto loans are placed on your credit report. Based on the amounts, and your payment history will determine your credit score.